i'm in dallas and from time to time, a tornado will come through and we're always faced with that. some of the things -- people don't plan to fail. they really, they just fail to plan. so no one is out there planning and saying, we're going to plan and how we can mess things up. but they fail to plan. a lot of times they do that because they don't have a contingency plan. a lot of times those contingency plans in business or lives cost money, they're not revenue producing for a business. oftentimes that's one of the reasons that people don't do that. but i have to share with you, there is something -- there is a technology now called cloud computing and we use it all the time. you use it with your itunes account and iphones and so on. people are now using that a lot more to take documents and put them up into the cloud. they take photos. i use a company called oyster.com for all of my personal information. my documents, my birth certificates for my kids, all that stuff you can scan in and send up to the cloud. that's one thing people are starting to use a lot more of right now. >>